If you have dental insurance then your benefits will expire on the last day of 2012. The money you have put all year toward your dental insurance deductible will disappear and you will have to restart on January 1, 2013. To some, this may be infuriating. Maybe you put all this money toward dental insurance and all you've gotten out of it was one cleaning, or maybe you started a treatment plan earlier in the year and the time has really gotten away from you. Either way, the good news is there's still time to take advantage of your dental benefits before they run out.
If you have unfinished treatment, or you've been putting off that root canal, you will save money in the long run if you have it completed before the end of the year. This is because the money you've invested toward your deductible will have reduced your out-of-pocket expense, but only until the end of the year. Don't let the money you've already put toward your insurance deductible for treatment go to waste!
When was the last time you had a cleaning? If it's been more than six months make an appointment before the end of the year! Many insurance companies pay 100% of your dental cleanings and checkups twice a year.
Many dental insurances pay between $1000-$1500 a year for treatment. Check with your dental insurance company to see how much you have left. If you have money left in your insurance account for 2012 then you should use it before you lose it! Get that cavity filled that you've been putting off or finally make an appointment to take off your temporary crown and have the permanent one placed. Some insurance companies even provide benefits for cosmetic dentistry! If you're part of the small percentage of people with adult orthodontic coverage then ask your dentist about Invisalign.
Get the most out of your dental insurance and save yourself money in 2012 by completing unfinished treatment plans by December 31st! Make sure to take advantage of your dental insurance benefits before the end of the year and make an appointment today. Call your dentist well ahead of time to ensure that you will get an appointment before January!